Reducing The Likelihood Of Flood Damage In Your New Home

With the rainy season upon many areas of the country, many people are looking at the areas on the news that are suffering with the first of this season’s floods. While it is true that sometimes floods strike areas where flooding has not previously been a problem, usually there is an indication that an area is more likely to experience flooding and there are ways that you can protect yourself, your family, and your home from flood damage and loss.

The first step in avoiding flood damage, when you’re looking to build or buy a home, is looking at where your area’s flood plains are. Talk to your local municipal planning department and ask for maps of the local flood plains. Ideally you’ll want to be above the historical flood lines where high water lines have risen to previously; hopefully future floods will be less high than that. Overall, the number one easiest way to avoid flood damage to your home and belongings is to live well above any level that floods have previously reached in your area.

There are ways to avoid home and property damage if you happen to live in an area that might be threatened by a flood if you aren’t lucky enough to live out of the way of the damaging waters. Seal the interior of your concrete basement with a concrete sealer to help keep moisture seepage out if the water table raises due to flood waters. Try not to keep appliances in your basement or on the first floor if you live in a flood prone area to avoid damage to your belongings.

In the possible outcome of a flooded sewer system in your area it is also a good idea to have a plumber install a sewer backflow valve in your home; this will keep floodwaters from washing sewage into your house through the sewer systems.

In some areas that are more threatened on a yearly basis by floods, homeowners choose to build their houses raised up so that they’re less likely to suffer damage. Many of them also raise up the level of their electrical outlets and fuse boxes to avoid damage to the electrical systems in their home in case of flooding.

Most homeowner’s insurance plans don’t cover floods; to get flood insurance you will need to buy National Flood Insurance Program coverage. Don’t forget to keep all of your important insurance documents in a safety deposit box so that if something happens to your home your documents are safe.

Pre-planning for possible crises can help you and your family feel far less anxious when there is a potential situation like a flood or other threatening meteorological situation looming; having no plan and no pre-planning for these types of situations can leave you and your family suffering additional and unnecessary stresses about your situation when that really doesn’t need to be the case. Be prepared for the possibilities and know that the results will be less problematic because you took the time to prevent and solve many flooding problems in advance.

Leave a Reply